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85% of respondents own credit cards; JCB releases comprehensive cashless survey

Posted on February 6, 2026 by Editor in Chief

Both the average monthly frequency of credit card use and the average monthly amount spent on credit cards increased The average monthly frequency of use of the credit card used most frequently was 15.6 times, and the average monthly amount spent was approximately 90,000 yen, both up from the previous year. Survey Summary Survey Period: September 12-30, 2025

Research organization (survey entity): Plug Inc.

Surveyed: General consumers (including students) in their 20s to 60s

Number of samples: 3500

Survey method: Web survey

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